OTC · Banks - Regional

Private Bancorp of America, Inc. (PBAM) Stock

$85.65 -0.06% OTC: PBAM Financial Services

Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options.

Valuation

MetricValue
Price$85.65
Market Cap$490.41M
P/E Ratio10.99
P/B Ratio1.70
P/S Ratio2.80
EPS (TTM)$7.79
52-Week High$86.99
52-Week Low$54.45
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE16.56%
ROA1.65%
ROCE2.32%
Gross Margin72.33%
Operating Margin35.75%
Net Margin25.49%
Debt/Equity0.09
Current Ratio0.17

Annual Financials (USD)

Metric20212022202320242025
Revenue$75.0M$92.0M$45.0M$265.0M$172.0M
Operating Profit$30.0M$35.0M$58.0M$52.0M$58.0M
Net Profit$21.0M$25.0M$41.0M$36.0M$41.0M
EPS$3.69$4.34$7.11$6.15$6.92
Op Margin40.0%38.2%128.5%19.7%33.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.5B$1.9B$2.2B$2.4B$2.5B
Total Liabilities$1.4B$1.7B$2.0B$2.2B$2.3B
Cash$155.0M$137.0M$178.0M$164.0M$159.0M
Borrowings$28.0M$18.0M$125.0M$53.0M$29.0M

Latest News

Private Bancorp of America, Inc. Announces Uplisting to Nasdaq Global Select Market GlobeNewswire · Jul 29, 2026 Here's What Key Metrics Tell Us About Private Bancorp of America (PBAM) Q2 Earnings Zacks · Jul 16, 2026 Private Bancorp of America, Inc. (PBAM) Tops Q2 Earnings and Revenue Estimates Zacks · Jul 16, 2026 Private Bancorp of America, Inc. Announces Continued Strong Net Income for Second Quarter 2026 and Intent to Uplist to the NASDAQ Stock Market GlobeNewswire · Jul 16, 2026 CalPrivate Bank Appoints Robert Tidd as General Counsel GlobeNewswire · Jul 7, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$8.0M$47.0M$34.0M$37.0M$45.0M
Investing Cash Flow$-303.0M$-386.0M$-242.0M$-283.0M$-122.0M
Financing Cash Flow$233.0M$328.0M$201.0M$259.0M$83.0M
Net Cash Flow$-127.0M$-20.0M$49.0M$-14.0M$0
Free Cash Flow$7.0M$47.0M$33.0M$36.0M$43.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.17
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y48.59%
Return 3Y159.55%
Return 5Y242.74%

Ownership

Insiders Held2.55%
Institutions Held9.98%
Institutions Float Held10.24%
Institutional HolderSharesReport Date
BANC FUNDS CO LLC309,8592026-03-31
Siena Capital Partners GP, LLC62,3972026-03-31
Mink Brook Asset Management LLC 20,0002026-03-31
Kennedy Capital Management, LLC19,6372026-03-31
PL Capital Advisors, LLC7,0002026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ALPIBAlpine Banks of Colorado $48.55 +1.15% 10.22 $397.17M 1.89%
CNNDCanandaigua National Corporation $226.50 +0.00% 7.06 $414.81M 4.59%
CSHXCashmere Valley Bank $88.25 +0.90% 11.94 $327.74M 2.27%
CYFLCentury Financial Corporation $47.90 +0.84% 8.57 $311.83M 2.17%
FFBBFFB Bancorp $87.77 +0.15% 13.32 $273.85M 0.00%

About Private Bancorp of America, Inc.

Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.

Private Bancorp of America, Inc. is headquartered in US.

Private Bancorp of America, Inc. (PBAM) stock trades at $85.65 with a market capitalization of $490.41M. The stock is valued at a price-to-earnings (P/E) ratio of 10.99, price-to-book of 1.70, price-to-sales of 2.80. Over the past 52 weeks the stock has ranged between $54.45 and $86.99, and currently trades 1.5% below its 52-week high.

On profitability, Private Bancorp of America, Inc. generates a return on equity (ROE) of 16.56%, above the typical market average, return on capital employed of 2.32%, an operating margin of 35.75%, a net profit margin of 25.49%.

Official website: www.calprivate.bank

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides