What is Old Second Bancorp, Inc. (OSBC) stock price today?

Old Second Bancorp, Inc. (OSBC) is currently trading at $24.61, down 1.01% today.

What is OSBC P/E ratio?

Old Second Bancorp, Inc.'s P/E ratio is 13.76. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is OSBC return on equity (ROE)?

Old Second Bancorp, Inc.'s return on equity (ROE) is 10.39%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Old Second Bancorp, Inc.'s market cap?

Old Second Bancorp, Inc. has a market capitalization of $1.27B.

NASDAQ · Banks - Regional

Old Second Bancorp, Inc. (OSBC) Stock

$24.61 -1.01% NASDAQ: OSBC Financial Services

Valuation

Metric	Value
Price	$24.61
Market Cap	$1.27B
P/E Ratio	13.76
P/B Ratio	1.39
P/S Ratio	2.93
EPS (TTM)	$1.67
52-Week High	$26.06
52-Week Low	$16.65
Dividend Yield	1.14%

Financials & Margins

Metric	Value
ROE	10.39%
ROA	1.35%
ROCE	1.97%
Gross Margin	76.42%
Operating Margin	27.86%
Net Margin	21.50%
Debt/Equity	0.36
Current Ratio	0.10

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$142.0M	$255.0M	$321.0M	$336.0M	$397.0M
Operating Profit	$28.0M	$92.0M	$124.0M	$113.0M	$111.0M
Net Profit	$20.0M	$67.0M	$92.0M	$85.0M	$80.0M
EPS	$0.65	$1.49	$2.02	$1.87	$1.62
Op Margin	19.6%	35.9%	38.8%	33.6%	27.9%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$6.2B	$5.9B	$5.7B	$5.6B	$6.9B
Total Liabilities	$5.7B	$5.4B	$5.1B	$5.0B	$6.0B
Cash	$752.0M	$115.0M	$100.0M	$99.0M	$124.0M
Borrowings	$199.0M	$261.0M	$517.0M	$142.0M	$339.0M

Latest News

Are Options Traders Betting on a Big Move in Old Second Bancorp Stock? Zacks · Jul 15, 2026 Old Second Bancorp (OSBC) Reports Next Week: Wall Street Expects Earnings Growth Zacks · Jul 15, 2026 2 Bank Stocks to Consider Right Now and 1 That Underwhelm StockStory · Jul 14, 2026 2 Growth Stocks with All-Star Potential and 1 Facing Challenges StockStory · Jul 3, 2026 O2 Sponsor Finance Promotes Chris Gallun to First Vice President ACCESS Newswire · Jun 30, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$31.0M	$97.0M	$116.0M	$132.0M	$122.0M
Investing Cash Flow	$131.0M	$-437.0M	$149.0M	$312.0M	$155.0M
Financing Cash Flow	$208.0M	$-373.0M	$-545.0M	$-61.0M	$-412.0M
Net Cash Flow	$422.0M	$-637.0M	$-15.0M	$-1.0M	$25.0M
Free Cash Flow	$29.0M	$93.0M	$104.0M	$121.0M	$118.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-3.20
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	28.20%
Return 3Y	56.06%
Return 5Y	99.52%

Ownership

Insiders Held4.53%

Institutions Held76.23%

Institutions Float Held79.84%

Institutional Holder	Shares	Report Date
Blackrock Inc.	4,126,244	2026-03-31
Dimensional Fund Advisors LP	2,388,862	2026-03-31
Vanguard Capital Management LLC	2,251,849	2026-03-31
Davis Asset Management, L.P.	1,800,000	2026-03-31
Goldman Sachs Group Inc	1,691,523	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$336.64	-1.11%	38.93	$4.94T	0.32%
MSFTMicrosoft Corporation	$535.07	+2.38%	28.68	$3.97T	0.76%
GOOGLAlphabet Inc.	$351.66	+0.97%	16.94	$4.26T	0.26%
AMZNAmazon.com, Inc.	$262.43	+3.29%	19.82	$2.82T	0.00%
METAMeta Platforms, Inc.	$718.67	-0.31%	27.93	$1.83T	0.28%

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. is led by CEO James L. Eccher, employs 877 people, headquartered in US, publicly traded since 1993.

Old Second Bancorp, Inc. (OSBC) stock trades at $24.61 with a market capitalization of $1.27B. The stock is valued at a price-to-earnings (P/E) ratio of 13.76, price-to-book of 1.39, price-to-sales of 2.93. Over the past 52 weeks the stock has ranged between $16.65 and $26.06, and currently trades 5.6% below its 52-week high. It pays a dividend yielding 1.14%.

On profitability, Old Second Bancorp, Inc. generates a return on equity (ROE) of 10.39%, return on capital employed of 1.97%, an operating margin of 27.86%, a net profit margin of 21.50%.

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