What is OPFI (OPFI) stock price today?

OPFI (OPFI) is currently trading at $9.76, down 0.31% today.

What is OPFI P/E ratio?

OPFI's P/E ratio is 4.11. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is OPFI return on equity (ROE)?

OPFI's return on equity (ROE) is 62.06%, indicating how efficiently the company generates profit from shareholders' equity. This is considered high quality.

What is OPFI's market cap?

OPFI has a market capitalization of $833.44M.

NYQ · Credit Services

OPFI (OPFI) Stock

$9.76 -0.31% NYQ: OPFI Financial Services

Valuation

Metric	Value
Price	$9.76
Market Cap	$833.44M
P/E Ratio	4.11
P/B Ratio	2.91
P/S Ratio	3.53
EPS (TTM)	$0.99
52-Week High	$15.03
52-Week Low	$7.36
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	62.06%
ROA	26.45%
ROCE	54.05%
Gross Margin	100.00%
Operating Margin	44.88%
Net Margin	19.44%
Debt/Equity	0.86
Current Ratio	6.16

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	—	—	—	—	—
Operating Profit	$57.0M	$-6.0M	$46.0M	$95.0M	$167.0M
Net Profit	$26.0M	$7.0M	$-1.0M	$7.0M	$26.0M
EPS	$0.48	$0.05	$-0.06	$0.36	$0.99
Op Margin	—	—	—	—	—

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$502.0M	$580.0M	$602.0M	$641.0M	$754.0M
Total Liabilities	$344.0M	$421.0M	$408.0M	$407.0M	$445.0M
Cash	$25.0M	$16.0M	$32.0M	$61.0M	$49.0M
Borrowings	$50.0M	$50.0M	$50.0M	$50.0M	$50.0M

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Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$167.0M	$243.0M	$296.0M	$324.0M	$401.0M
Investing Cash Flow	$-199.0M	$-317.0M	$-244.0M	$-243.0M	$-308.0M
Financing Cash Flow	$49.0M	$61.0M	$-28.0M	$-66.0M	$-89.0M
Net Cash Flow	$17.0M	$-13.0M	$24.0M	$14.0M	$5.0M
Free Cash Flow	$167.0M	$243.0M	$296.0M	$324.0M	$401.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.07
EV / EBITDA	6.99
FCF Yield	33.38%
Quick Ratio	5.79
Interest Coverage	5.06
Return 1Y	-23.95%
Return 3Y	374.22%
Return 5Y	-4.65%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
ADTN	$7.56	+0.87%	-26.21	$612.35M	0.00%
AOSL	$33.78	+7.34%	-93.14	$1.01B	0.00%
APPS	$8.12	-4.02%	-5.11	$982.00M	0.00%
ARQQ	$22.90	+6.66%	-5.11	$398.51M	0.00%
BLNDBlend Labs, Inc.	$1.74	+2.36%	-17.86	$420.07M	0.00%

About OPFI

OPFI stock trades at $9.76 with a market capitalization of $833.44M. The stock is valued at a price-to-earnings (P/E) ratio of 4.11, price-to-book of 2.91, price-to-sales of 3.53. Over the past 52 weeks the stock has ranged between $7.36 and $15.03, and currently trades 35.1% below its 52-week high.

On profitability, OPFI generates a return on equity (ROE) of 62.06% — well above the market average, a sign of a high-quality business, return on capital employed of 54.05%, an operating margin of 44.88%, a net profit margin of 19.44%.

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