NYSE · Banks - Regional

NIC (NIC) Stock

$172.54 -0.78% NYSE: NIC Financial Services

Valuation

MetricValue
Price$172.54
Market Cap$2.98B
P/E Ratio14.40
P/B Ratio1.76
P/S Ratio4.23
EPS (TTM)$9.78
52-Week High$172.76
52-Week Low$114.12
Dividend Yield0.91%

Financials & Margins

MetricValue
ROE12.00%
ROA1.64%
ROCE14.86%
Gross Margin33.82%
Operating Margin33.82%
Net Margin25.45%
Debt/Equity0.08
Current Ratio7441.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$239.0M$332.0M$417.0M$519.0M$553.0M
Operating Profit$81.0M$126.0M$87.0M$155.0M$187.0M
Net Profit$61.0M$94.0M$62.0M$124.0M$151.0M
EPS$5.44$6.56$4.08$8.05$9.78
Op Margin33.9%37.9%20.8%29.9%33.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$7.7B$8.8B$8.5B$8.8B$9.2B
Total Liabilities$6.8B$7.8B$7.4B$7.6B$7.9B
Cash$617.0M$167.0M$498.0M$537.0M$660.0M
Borrowings$217.0M$542.0M$167.0M$161.0M$135.0M

Latest News

Norwood Financial Corp. (NWFL) Earnings Expected to Grow: Should You Buy? Zacks · Jul 15, 2026 NIC: Lowering target price to $181.00 Argus Research · Jul 15, 2026 Nicolet Bankshares (NIC) to Report Q2 Results: Wall Street Expects Earnings Growth Zacks · Jul 14, 2026 3 Reasons NIC Has Explosive Upside Potential StockStory · Jul 14, 2026 3 Market-Beating Stocks to Target This Week StockStory · Jul 13, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$98.0M$117.0M$108.0M$134.0M$154.0M
Investing Cash Flow$-383.0M$-529.0M$573.0M$-305.0M$-235.0M
Financing Cash Flow$147.0M$-206.0M$24.0M$220.0M$238.0M
Net Cash Flow$-208.0M$-441.0M$337.0M$45.0M$124.0M
Free Cash Flow$85.0M$105.0M$90.0M$117.0M$149.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y23.20%
Return 3Y121.39%
Return 5Y149.76%

Ownership

Insiders Held8.56%
Institutions Held54.97%
Institutions Float Held60.12%
Institutional HolderSharesReport Date
Blackrock Inc.1,624,8272026-03-31
Dimensional Fund Advisors LP819,2742026-03-31
Vanguard Capital Management LLC819,8102026-03-31
State Street Corporation711,3612026-03-31
Westwood Holdings Group Inc.486,7512026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CHCO $145.21 +0.21% 13.74 $2.05B 2.73%
EFSC $65.91 -0.71% 11.15 $2.39B 2.13%
FCF $21.68 -1.23% 12.50 $2.20B 2.97%
NWBI $15.91 +1.08% 14.86 $2.33B 5.86%
OFG $52.34 -1.30% 9.97 $2.21B 2.81%

About NIC

NIC stock trades at $172.54 with a market capitalization of $2.98B. The stock is valued at a price-to-earnings (P/E) ratio of 14.40, price-to-book of 1.76, price-to-sales of 4.23. Over the past 52 weeks the stock has ranged between $114.12 and $172.76, and currently trades at its 52-week high. It pays a dividend yielding 0.91%.

On profitability, NIC generates a return on equity (ROE) of 12.00%, return on capital employed of 14.86%, an operating margin of 33.82%, a net profit margin of 25.45%.

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