NASDAQ · Banks - Regional

NewtekOne, Inc. (NEWTH) Stock

$25.24 +0.04% NASDAQ: NEWTH Financial Services

NewtekOne, Inc. functions as the bank holding company for Newtek Bank, National Association, providing a diverse array of business and financial services to small and medium-sized enterprises (SMBs) under the Newtek brand.

Valuation

MetricValue
Price$25.24
Market Cap$439.06M
P/E Ratio6.12
P/B Ratio1.14
P/S Ratio1.29
EPS (TTM)$4.12
52-Week High$25.70
52-Week Low$24.50
Dividend Yield8.56%

Financials & Margins

MetricValue
ROE17.20%
ROA2.24%
ROCE4.51%
Gross Margin70.49%
Operating Margin39.19%
Net Margin19.45%
Debt/Equity5.96
Current Ratio923.84

Annual Financials (USD)

Metric20212022202320242025
Revenue$168.0M$131.0M$253.0M$319.0M$322.0M
Operating Profit$85.0M$39.0M$45.0M$69.0M$137.0M
Net Profit$84.0M$32.0M$47.0M$51.0M$61.0M
EPS$3.69$1.34$1.88$1.96$2.36
Op Margin50.8%29.5%17.9%21.5%42.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.1B$999.0M$1.4B$2.1B$2.7B
Total Liabilities$653.0M$624.0M$1.2B$1.8B$2.3B
Cash$2.0M$54.0M$153.0M$353.0M$284.0M
Borrowings$481.0M$547.0M$651.0M$715.0M$823.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$141.0M$-62.0M$-169.0M$-153.0M$56.0M
Investing Cash Flow$0$0$-173.0M$-209.0M$-881.0M
Financing Cash Flow$-7.0M$-3.0M$-5.0M$482.0M$448.0M
Net Cash Flow$135.0M$-61.0M$58.0M$197.0M$-71.0M
Free Cash Flow$141.0M$-62.0M$-170.0M$-153.0M$56.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.24
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y1.24%
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AXG $2.78 +0.18% -51.57 $120.93M 0.00%
BULL $7.27 -3.58% -5.69 $3.87B 0.00%
CAC $57.85 +5.55% 12.57 $978.51M 3.41%
EGBN $27.89 -1.76% -5.81 $850.52M 0.78%
FUFU $1.30 +1.56% -10.26 $214.76M 0.00%

About NewtekOne, Inc.

NewtekOne, Inc. functions as the bank holding company for Newtek Bank, National Association, providing a diverse array of business and financial services to small and medium-sized enterprises (SMBs) under the Newtek brand. The company's banking operations encompass accepting various types of deposits, including demand, savings, NOW, money market, and time accounts, while also extending different loan products such as SBA loans, commercial and industrial loans, and commercial real estate loans. Beyond core banking, NewtekOne specializes in electronic payment processing, which includes credit and debit card services, check approval, and supplying the necessary equipment and software. They also implement cloud-based Point of Sale (PoS) systems designed for a wide range of industries, from restaurants, retail, and assisted living to taxi services, parks, and golf courses. Further expanding its service portfolio, the company offers wholesale brokerage insurance agency services. It also supports independent business owners with payroll management, related payment processing, and tax reporting. Additionally, NewtekOne delivers comprehensive technology solutions, including website hosting (dedicated and cloud), web design and development, internet marketing, and e-commerce capabilities. Data storage, backup, and disaster recovery services are also provided, along with consulting and implementing technology solutions for enterprise, commercial, and SMB clients. NewtekOne, Inc., founded in 1998 and headquartered in Boca Raton, Florida, adopted its current name in January 2023, having previously operated as Newtek Business Services Corp.

NewtekOne, Inc. is headquartered in US.

NewtekOne, Inc. (NEWTH) stock trades at $25.24 with a market capitalization of $439.06M. The stock is valued at a price-to-earnings (P/E) ratio of 6.12, price-to-book of 1.14, price-to-sales of 1.29. Over the past 52 weeks the stock has ranged between $24.50 and $25.70, and currently trades 1.8% below its 52-week high. It pays a dividend yielding 8.56%.

On profitability, NewtekOne, Inc. generates a return on equity (ROE) of 17.20%, above the typical market average, return on capital employed of 4.51%, an operating margin of 39.19%, a net profit margin of 19.45%.

Official website: www.newtekone.com

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