NASDAQ · Banks - Regional

Mechanics Bancorp (MCHB) Stock

$14.26 -1.72% NASDAQ: MCHB Financial Services

Valuation

MetricValue
Price$14.26
Market Cap$3.14B
P/E Ratio11.92
P/B Ratio1.29
P/S Ratio3.10
EPS (TTM)$1.21
52-Week High$17.38
52-Week Low$12.82
Dividend Yield6.71%

Financials & Margins

MetricValue
ROE10.12%
ROA1.32%
ROCE1.58%
Gross Margin31.04%
Operating Margin31.04%
Net Margin26.53%
Debt/Equity0.08
Current Ratio8.21

Annual Financials (USD)

Metric20212022202320242025
Revenue$364.0M$704.0M$779.0M$590.0M$1.0B
Operating Profit$147.0M$302.0M$278.0M$36.0M$320.0M
Net Profit$115.0M$217.0M$202.0M$29.0M$266.0M
EPS$0.55$0.98$0.91$0.13$1.21
Op Margin40.3%42.9%35.7%6.0%31.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$7.2B$9.4B$9.4B$16.5B$22.5B
Total Liabilities$6.5B$8.8B$8.9B$14.2B$19.6B
Cash$65.0M$73.0M$216.0M$1.0B$1.0B
Borrowings$167.0M$1.3B$2.0B$56.0M$279.0M

Latest News

Mechanics Bancorp Announces Date of Second Quarter 2026 Earnings Release and Conference Call Business Wire · Jul 15, 2026 Mechanics Bank Establishes Delaware-based Trust Company Business Wire · Jul 7, 2026 Is Mechanics Bancorp (MCHB) One of the Ultra-High Dividend Stocks to Buy for Income Investors? Insider Monkey · Jun 22, 2026 --Raymond James Initiates Mechanics Bancorp With Outperform Rating, $17 Price Target MT Newswires · May 29, 2026 Assessing Mechanics Bancorp (MCHB) Valuation After Recent Share Price Weakness Simply Wall St. · May 11, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$173.0M$237.0M$14.0M$292.0M$194.0M
Investing Cash Flow$-129.0M$-2.7B$475.0M$470.0M$1.5B
Financing Cash Flow$263.0M$1.4B$-1.1B$-356.0M$-660.0M
Net Cash Flow$0$0$0$0$30.0M
Free Cash Flow$170.0M$231.0M$10.0M$286.0M$187.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.11
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y25.99%
Return 3Y89.78%
Return 5Y-48.20%

Ownership

Insiders Held82.09%
Institutions Held12.75%
Institutions Float Held71.17%
Institutional HolderSharesReport Date
Blackrock Inc.3,426,5642026-03-31
Mechanics Bank Trust Department2,242,5402026-06-30
Vanguard Capital Management LLC2,080,4392026-03-31
State Street Corporation1,710,4252026-03-31
Geode Capital Management, LLC1,420,5192026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $336.64 -1.11% 38.93 $4.94T 0.32%
MSFTMicrosoft Corporation $535.07 +2.38% 28.68 $3.97T 0.76%
GOOGLAlphabet Inc. $351.66 +0.97% 16.94 $4.26T 0.26%
AMZNAmazon.com, Inc. $262.43 +3.29% 19.82 $2.82T 0.00%
METAMeta Platforms, Inc. $718.67 -0.31% 27.93 $1.83T 0.28%

About Mechanics Bancorp

Mechanics Bancorp (MCHB) stock trades at $14.26 with a market capitalization of $3.14B. The stock is valued at a price-to-earnings (P/E) ratio of 11.92, price-to-book of 1.29, price-to-sales of 3.10. Over the past 52 weeks the stock has ranged between $12.82 and $17.38, and currently trades 18.0% below its 52-week high. It pays a dividend yielding 6.71%.

On profitability, Mechanics Bancorp generates a return on equity (ROE) of 10.12%, return on capital employed of 1.58%, an operating margin of 31.04%, a net profit margin of 26.53%.

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