NASDAQ · Banks - Regional

MCHB (MCHB) Stock

$15.72 +0.67% NASDAQ: MCHB Financial Services

Valuation

MetricValue
Price$15.72
Market Cap$3.46B
P/E Ratio12.10
P/B Ratio1.13
P/S Ratio3.60
EPS (TTM)$1.21
52-Week High$16.40
52-Week Low$12.13
Dividend Yield4.17%

Financials & Margins

MetricValue
ROE9.29%
ROA1.18%
ROCE11.18%
Gross Margin31.04%
Operating Margin31.04%
Net Margin24.45%
Debt/Equity0.08
Current Ratio8.21

Annual Financials (USD)

Metric20212022202320242025
Revenue$364.0M$704.0M$779.0M$590.0M$1.0B
Operating Profit$147.0M$302.0M$278.0M$36.0M$320.0M
Net Profit$115.0M$217.0M$202.0M$29.0M$266.0M
EPS$0.55$0.98$0.91$0.13$1.21
Op Margin40.3%42.9%35.7%6.0%31.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$7.2B$9.4B$9.4B$16.5B$22.5B
Total Liabilities$6.5B$8.8B$8.9B$14.2B$19.6B
Cash$65.0M$73.0M$216.0M$1.0B$1.0B
Borrowings$167.0M$1.3B$2.0B$56.0M$279.0M

Latest News

Mechanics Bancorp Announces Date of Second Quarter 2026 Earnings Release and Conference Call Business Wire · Jul 15, 2026 Mechanics Bank Establishes Delaware-based Trust Company Business Wire · Jul 7, 2026 Is Mechanics Bancorp (MCHB) One of the Ultra-High Dividend Stocks to Buy for Income Investors? Insider Monkey · Jun 22, 2026 --Raymond James Initiates Mechanics Bancorp With Outperform Rating, $17 Price Target MT Newswires · May 29, 2026 Assessing Mechanics Bancorp (MCHB) Valuation After Recent Share Price Weakness Simply Wall St. · May 11, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$173.0M$237.0M$14.0M$292.0M$194.0M
Investing Cash Flow$-129.0M$-2.7B$475.0M$470.0M$1.5B
Financing Cash Flow$263.0M$1.4B$-1.1B$-356.0M$-1.7B
Net Cash Flow$0$0$0$0$30.0M
Free Cash Flow$170.0M$231.0M$10.0M$286.0M$187.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y32.13%
Return 3Y114.24%
Return 5Y-48.20%

Ownership

Insiders Held82.09%
Institutions Held12.75%
Institutions Float Held71.17%
Institutional HolderSharesReport Date
Blackrock Inc.3,426,5642026-03-31
Mechanics Bank Trust Department2,242,5402026-06-30
Vanguard Capital Management LLC2,080,4392026-03-31
State Street Corporation1,710,4252026-03-31
Geode Capital Management, LLC1,420,5192026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CVCYCentral Valley Community Bancorp $19.89 +2.26% 9.17 $235.33M 2.41%
CVLYCodorus Valley Bancorp, Inc. $24.04 +4.98% 9.25 $232.28M 2.83%
EVBNEvans Bancorp, Inc. $39.53 +7.16% 18.39 $220.08M 3.34%
FLICThe First of Long Island Corporation $11.87 +0.25% 15.62 $269.21M 0.00%
FRCFirst Republic Bank $3.51 — 0.43 $653.63M 0.00%

About MCHB

MCHB stock trades at $15.72 with a market capitalization of $3.46B. The stock is valued at a price-to-earnings (P/E) ratio of 12.10, price-to-book of 1.13, price-to-sales of 3.60. Over the past 52 weeks the stock has ranged between $12.13 and $16.40, and currently trades 4.1% below its 52-week high. It pays a dividend yielding 4.17%.

On profitability, MCHB generates a return on equity (ROE) of 9.29%, return on capital employed of 11.18%, an operating margin of 31.04%, a net profit margin of 24.45%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides