What is MetroCity Bankshares, Inc. (MCBS) stock price today?

MetroCity Bankshares, Inc. (MCBS) is currently trading at $34.20, down 1.38% today.

What is MCBS P/E ratio?

MetroCity Bankshares, Inc.'s P/E ratio is 12.07. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is MCBS return on equity (ROE)?

MetroCity Bankshares, Inc.'s return on equity (ROE) is 15.15%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is MetroCity Bankshares, Inc.'s market cap?

MetroCity Bankshares, Inc. has a market capitalization of $980.17M.

NASDAQ · Banks - Regional

MetroCity Bankshares, Inc. (MCBS) Stock

$34.20 -1.38% NASDAQ: MCBS Financial Services

Valuation

Metric	Value
Price	$34.20
Market Cap	$980.17M
P/E Ratio	12.07
P/B Ratio	1.78
P/S Ratio	3.85
EPS (TTM)	$2.64
52-Week High	$37.46
52-Week Low	$24.53
Dividend Yield	3.29%

Financials & Margins

Metric	Value
ROE	15.15%
ROA	1.77%
ROCE	2.13%
Gross Margin	39.24%
Operating Margin	39.24%
Net Margin	30.49%
Debt/Equity	0.79
Current Ratio	29.20

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$139.0M	$162.0M	$209.0M	$234.0M	$237.0M
Operating Profit	$83.0M	$91.0M	$72.0M	$87.0M	$93.0M
Net Profit	$62.0M	$63.0M	$52.0M	$65.0M	$69.0M
EPS	$2.39	$2.55	$2.02	$2.52	$2.64
Op Margin	59.4%	56.2%	34.4%	37.3%	39.2%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$3.1B	$3.4B	$3.5B	$3.6B	$4.8B
Total Liabilities	$2.8B	$3.1B	$3.1B	$3.2B	$4.2B
Cash	$433.0M	$151.0M	$142.0M	$236.0M	$371.0M
Borrowings	$510.0M	$384.0M	$335.0M	$383.0M	$541.0M

Latest News

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend PR Newswire · Jul 15, 2026 Dividend Stocks To Consider In June 2026 Simply Wall St. · Jun 8, 2026 US Market's 3 Undiscovered Gems with Promising Potential Simply Wall St. · May 11, 2026 Top Dividend Stocks To Consider In May 2026 Simply Wall St. · May 8, 2026 There's A Lot To Like About MetroCity Bankshares' (NASDAQ:MCBS) Upcoming US$0.29 Dividend Simply Wall St. · Apr 26, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$65.0M	$135.0M	$82.0M	$64.0M	$137.0M
Investing Cash Flow	$-931.0M	$-654.0M	$-115.0M	$5.0M	$-111.0M
Financing Cash Flow	$778.0M	$396.0M	$62.0M	$7.0M	$-53.0M
Net Cash Flow	$291.0M	$-262.0M	$-35.0M	$105.0M	$-1.0M
Free Cash Flow	$65.0M	$132.0M	$77.0M	$62.0M	$137.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.98
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	22.92%
Return 3Y	98.81%
Return 5Y	129.07%

Ownership

Insiders Held20.92%

Institutions Held24.77%

Institutions Float Held31.32%

Institutional Holder	Shares	Report Date
Blackrock Inc.	1,503,240	2026-03-31
Vanguard Capital Management LLC	878,195	2026-03-31
American Century Companies Inc	625,052	2026-03-31
Geode Capital Management, LLC	518,374	2026-03-31
Dimensional Fund Advisors LP	498,788	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BHBBar Harbor Bankshares, Inc.	$37.83	-1.69%	13.28	$633.35M	3.45%
CCBCoastal Financial Corporation	$40.74	-4.59%	-160.68	$621.24M	0.00%
CCBGCapital City Bank Group	$48.10	-1.05%	13.79	$823.15M	2.17%
CMTVCommunity Bancorp.	$43.20	-1.59%	12.71	$241.54M	2.49%
EQBKEquity Bancshares, Inc.	$46.70	-1.66%	26.81	$960.48M	1.84%

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. is led by CEO Nack Young Paek, employs 240 people, headquartered in US, publicly traded since 2019.

MetroCity Bankshares, Inc. (MCBS) stock trades at $34.20 with a market capitalization of $980.17M. The stock is valued at a price-to-earnings (P/E) ratio of 12.07, price-to-book of 1.78, price-to-sales of 3.85. Over the past 52 weeks the stock has ranged between $24.53 and $37.46, and currently trades 8.7% below its 52-week high. It pays a dividend yielding 3.29%.

On profitability, MetroCity Bankshares, Inc. generates a return on equity (ROE) of 15.15%, above the typical market average, return on capital employed of 2.13%, an operating margin of 39.24%, a net profit margin of 30.49%.

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