NASDAQ · Financial - Credit Services

LexinFintech Holdings Ltd. (LX) Stock

$1.46 +1.39% NASDAQ: LX Financial Services

LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending.

Valuation

MetricValue
Price$1.46
Market Cap$246.25M
P/E Ratio1.16
P/B Ratio0.14
P/S Ratio0.12
EPS (TTM)$1.26
52-Week High$7.99
52-Week Low$1.41
Dividend Yield—

Financials & Margins

MetricValue
ROE12.18%
ROA6.37%
ROCE7.65%
Gross Margin52.11%
Operating Margin11.71%
Net Margin10.83%
Debt/Equity0.33
Current Ratio5.55

Annual Financials (USD)

Metric20212022202320242025
Revenue$11.4B$9.9B$13.1B$14.2B$12.8B
Operating Profit$3.1B$334.0M$1.9B$2.3B$2.3B
Net Profit$2.3B$820.0M$1.1B$1.1B$1.6B
EPS$11.46$4.42$6.34$6.50$9.16
Op Margin27.0%3.4%14.4%16.1%17.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$21.0B$22.8B$23.1B$22.2B$23.2B
Total Liabilities$13.0B$14.1B$13.4B$11.5B$11.2B
Cash$2.7B$1.5B$2.6B$2.3B$3.9B
Borrowings$7.7B$9.3B$5.5B$5.3B$4.8B

Latest News

LexinFintech Holdings (LX) Slides On Credit Fears As Undervaluation Debate Builds Simply Wall St. · Jul 12, 2026 Why LexinFintech Holdings (LX) Is Down 16.5% After Rising Credit-Market and Regulatory Concerns - And What's Next Simply Wall St. · Jul 11, 2026 Asian Equities Traded in the US as American Depositary Receipts Rise in Friday Trading MT Newswires · Jul 10, 2026 Asian Equities Traded in the US as American Depositary Receipts Advance in Thursday Trading MT Newswires · Jul 9, 2026 LexinFintech (LX) Q4 2025 Earnings Transcript Motley Fool · Jun 2, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$2.7B$99.0M$2.8B$1.1B$3.6B
Investing Cash Flow$293.0M$-2.6B$2.1B$-1.2B$-3.0B
Financing Cash Flow$7.0M$-312.0M$6.0M$19.0M$-207.0M
Net Cash Flow$1.3B$-1.2B$1.3B$-210.0M$-28.0M
Free Cash Flow$2.5B$-50.0M$2.6B$834.0M$3.3B

Valuation & Return Ratios

MetricValue
PEG Ratio0.16
EV / EBITDA1.49
FCF Yield0.00%
Quick Ratio5.54
Interest Coverage14.51
Return 1Y-77.92%
Return 3Y-27.97%
Return 5Y-80.71%

Ownership

Insiders Held5.18%
Institutions Held40.14%
Institutions Float Held42.33%
Institutional HolderSharesReport Date
Brilliance Asset Management Ltd3,800,2652026-03-31
Vanguard Capital Management LLC3,709,4212026-03-31
Bank of America Corporation3,653,8912026-03-31
Goldman Sachs Group Inc3,526,5362026-03-31
Principal Financial Group, Inc.3,379,1092026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ASA $49.96 -2.43% 1.74 $938.55M 0.12%
ATLC $104.27 +0.07% 11.73 $1.58B 0.00%
BBDC $8.41 +1.94% 9.92 $880.58M 13.51%
DCOM $41.09 -1.06% 14.86 $1.81B 2.53%
EFSC $65.91 -0.71% 11.15 $2.39B 2.13%

About LexinFintech Holdings Ltd.

LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.

LexinFintech Holdings Ltd. is headquartered in CN.

LexinFintech Holdings Ltd. (LX) stock trades at $1.46 with a market capitalization of $246.25M. The stock is valued at a price-to-earnings (P/E) ratio of 1.16, price-to-book of 0.14, price-to-sales of 0.12. Over the past 52 weeks the stock has ranged between $1.41 and $7.99, and currently trades 81.7% below its 52-week high.

On profitability, LexinFintech Holdings Ltd. generates a return on equity (ROE) of 12.18%, above the typical market average, return on capital employed of 7.65%, an operating margin of 11.71%, a net profit margin of 10.83%.

Official website: www.lexin.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides