NASDAQ · Financial - Credit Services

LPRO (LPRO) Stock

$3.15 +0.32% NASDAQ: LPRO Financial Services

Valuation

MetricValue
Price$3.15
Market Cap$372.71M
P/E Ratio-45.75
P/B Ratio2.88
P/S Ratio2.38
EPS (TTM)$-0.04
52-Week High$3.15
52-Week Low$1.18
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-5.33%
ROA-1.69%
ROCE8.00%
Gross Margin6.45%
Operating Margin6.45%
Net Margin-5.95%
Debt/Equity1.13
Current Ratio4.55

Annual Financials (USD)

Metric20212022202320242025
Revenue$216.0M$180.0M$117.0M$24.0M$93.0M
Operating Profit$150.0M$98.0M$29.0M$-65.0M$6.0M
Net Profit$146.0M$67.0M$22.0M$-135.0M$-4.0M
EPS$1.16$0.53$0.18$-1.13$-0.04
Op Margin69.7%54.4%24.8%-272.1%6.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$319.0M$380.0M$374.0M$296.0M$237.0M
Total Liabilities$160.0M$167.0M$168.0M$218.0M$162.0M
Cash$116.0M$204.0M$240.0M$243.0M$177.0M
Borrowings$151.0M$152.0M$148.0M$144.0M$88.0M

Latest News

Open Lending to Go Private in Acquisition Deal With ANV Group MT Newswires · Jun 16, 2026 Open Lending Enters into Merger Agreement to be Acquired by ANV GlobeNewswire · Jun 16, 2026 Ezcorp (EZPW) Moves 5.9% Higher: Will This Strength Last? Zacks · Jun 12, 2026 Are Options Traders Betting on a Big Move in Open Lending Stock? Zacks · Jun 1, 2026 Open Lending Q1 Earnings Call Highlights MarketBeat · May 8, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$95.0M$107.0M$83.0M$18.0M$-3.0M
Investing Cash Flow$-4.0M$-1.0M$-4.0M$-4.0M$-1.0M
Financing Cash Flow$-59.0M$-19.0M$-39.0M$-2.0M$-6.0M
Net Cash Flow$15.0M$89.0M$38.0M$7.0M$-66.0M
Free Cash Flow$93.0M$107.0M$80.0M$17.0M$-3.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA15.92
FCF Yield-0.10%
Quick Ratio4.44
Interest Coverage0.60
Return 1Y22.75%
Return 3Y-72.30%
Return 5Y-91.94%

Ownership

Insiders Held0.86%
Institutions Held70.89%
Institutions Float Held71.51%
Institutional HolderSharesReport Date
True Wind Capital Management, L.P.7,545,1442026-03-31
Blackrock Inc.7,369,8852026-03-31
Portolan Capital Management, LLC6,902,8882026-03-31
LB Partners LLC5,400,8412026-03-31
Wasatch Advisors LP4,871,8642026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CPSS $9.16 -3.02% 11.96 $198.87M 0.00%
CURRCurrenc Group, Inc. $3.26 +0.46% -9.57 $249.25M 0.00%
DRDBRoman DBDR Acquisition Corp. II $10.59 +0.19% 62.26 $243.57M 0.00%
FOA $23.76 +1.71% 1.67 $212.33M 0.00%
JRVR $4.82 +2.34% 5.13 $222.86M 0.98%

About LPRO

LPRO is led by CEO Jessica Elizabeth Buss, employs 205 people, headquartered in US, publicly traded since 2018.

LPRO stock trades at $3.15 with a market capitalization of $372.71M. The stock is valued at a price-to-earnings (P/E) ratio of -45.75, price-to-book of 2.88, price-to-sales of 2.38. Over the past 52 weeks the stock has ranged between $1.18 and $3.15, and currently trades at its 52-week high.

On profitability, LPRO generates a return on equity (ROE) of -5.33%, return on capital employed of 8.00%, an operating margin of 6.45%, a net profit margin of -5.95%.

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