NASDAQ · Financial - Credit Services

Jiayin Group Inc. (JFIN) Stock

$2.61 -5.43% NASDAQ: JFIN Financial Services

Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China.

Valuation

MetricValue
Price$2.61
Market Cap$135.63M
P/E Ratio0.98
P/B Ratio0.21
P/S Ratio0.18
EPS (TTM)$2.66
52-Week High$17.72
52-Week Low$2.50
Dividend Yield—

Financials & Margins

MetricValue
ROE21.99%
ROA10.96%
ROCE13.43%
Gross Margin76.37%
Operating Margin21.60%
Net Margin18.01%
Debt/Equity0.16
Current Ratio24.63

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.8B$3.3B$5.5B$5.8B$866.0M
Operating Profit$432.0M$1.2B$1.3B$1.2B$250.0M
Net Profit$472.0M$1.2B$1.3B$1.1B$214.0M
EPS$8.72$21.92$24.24$19.88$4.16
Op Margin24.3%36.1%24.4%21.5%28.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$971.0M$3.0B$5.6B$5.4B$8.8B
Total Liabilities$946.0M$1.8B$3.3B$2.3B$4.3B
Cash$183.0M$291.0M$370.0M$541.0M$62.0M
Borrowings$35.0M$27.0M$64.0M$52.0M$701.0M

Latest News

Asian Equities Traded in the US as American Depositary Receipts Soar in Monday Trading MT Newswires · Jul 6, 2026 Jiayin Group Inc. Announces Change of Director GlobeNewswire · Jul 2, 2026 Asian Equities Traded in the US as American Depositary Receipts Track Higher in Wednesday Trading MT Newswires · Jun 24, 2026 Jiayin Group Inc (JFIN) Q1 2026 Earnings Call Highlights: Navigating Challenges with Strategic ... GuruFocus.com · Jun 23, 2026 Asian Equities Traded in the US as American Depositary Receipts Fall in Tuesday Trading MT Newswires · Jun 23, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$185.0M$915.0M$390.0M$1.4B$1.3B
Investing Cash Flow$-129.0M$-277.0M$-137.0M$-1.5B$-2.6B
Financing Cash Flow$13.0M$-86.0M$-37.0M$-53.0M$-111.0M
Net Cash Flow$65.0M$743.0M$80.0M$305.0M$-202.0M
Free Cash Flow$182.0M$796.0M$358.0M$686.0M$622.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.04
EV / EBITDA1.04
FCF Yield0.00%
Quick Ratio24.63
Interest Coverage1451.74
Return 1Y-85.29%
Return 3Y-47.73%
Return 5Y-29.61%

Ownership

Insiders Held25.48%
Institutions Held3.21%
Institutions Float Held4.31%
Institutional HolderSharesReport Date
Renaissance Technologies, LLC132,3002026-03-31
Dimensional Fund Advisors LP124,5802026-03-31
Trexquant Investment, LP84,7792026-03-31
Militia Capital Management LLC51,2442026-03-31
Morgan Stanley48,5882026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ADV $41.72 +5.22% -2.05 $554.68M 0.00%
ANGI $6.10 -2.24% 5.87 $246.73M 0.00%
GCIGannett Co., Inc. $5.93 -0.34% 28.24 $872.35M 0.00%
GTN $4.04 -0.49% -4.43 $394.56M 8.10%
NNNextNav Inc. $12.66 +1.73% -11.79 $1.73B 0.00%

About Jiayin Group Inc.

Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.

Jiayin Group Inc. is headquartered in CN.

Jiayin Group Inc. (JFIN) stock trades at $2.61 with a market capitalization of $135.63M. The stock is valued at a price-to-earnings (P/E) ratio of 0.98, price-to-book of 0.21, price-to-sales of 0.18. Over the past 52 weeks the stock has ranged between $2.50 and $17.72, and currently trades 85.3% below its 52-week high.

On profitability, Jiayin Group Inc. generates a return on equity (ROE) of 21.99% — well above the market average, a sign of a high-quality business, return on capital employed of 13.43%, an operating margin of 21.60%, a net profit margin of 18.01%.

Official website: www.jiayintech.cn

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides