NASDAQ · Banks - Regional

IBOC (IBOC) Stock

$76.66 -1.31% NASDAQ: IBOC Financial Services

Valuation

MetricValue
Price$76.66
Market Cap$4.77B
P/E Ratio10.83
P/B Ratio1.37
P/S Ratio4.20
EPS (TTM)$6.62
52-Week High$77.82
52-Week Low$62.56
Dividend Yield1.99%

Financials & Margins

MetricValue
ROE12.67%
ROA2.47%
ROCE15.99%
Gross Margin49.43%
Operating Margin49.34%
Net Margin39.31%
Debt/Equity0.22
Current Ratio1.04

Annual Financials (USD)

Metric20212022202320242025
Revenue$620.0M$713.0M$970.0M$1.0B$1.1B
Operating Profit$322.0M$383.0M$524.0M$509.0M$520.0M
Net Profit$254.0M$300.0M$412.0M$409.0M$412.0M
EPS$4.00$4.78$6.62$6.57$6.62
Op Margin52.0%53.7%54.0%48.8%49.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$16.0B$15.5B$15.1B$15.7B$16.7B
Total Liabilities$13.7B$13.5B$12.6B$12.9B$13.4B
Cash$3.2B$2.1B$651.0M$353.0M$536.0M
Borrowings$1.0B$577.0M$650.0M$655.0M$705.0M

Latest News

What to Know About This New $83 Million Virtu Financial Position Motley Fool · May 30, 2026 International Bancshares: Q1 Earnings Snapshot Associated Press · May 7, 2026 International Bancshares Q1 Earnings Rise MT Newswires · May 7, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$292.0M$388.0M$474.0M$474.0M$491.0M
Investing Cash Flow$-926.0M$-1.0B$-1.1B$-999.0M$-610.0M
Financing Cash Flow$1.9B$-18.0M$-741.0M$291.0M$370.0M
Net Cash Flow$1.2B$-1.1B$-1.4B$-298.0M$184.0M
Free Cash Flow$281.0M$369.0M$447.0M$460.0M$473.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y10.54%
Return 3Y67.65%
Return 5Y123.49%

Ownership

Insiders Held13.09%
Institutions Held72.17%
Institutions Float Held83.03%
Institutional HolderSharesReport Date
Blackrock Inc.6,645,0922026-03-31
Vanguard Portfolio Management LLC3,401,6092026-03-31
American Century Companies Inc3,228,5782026-03-31
Dimensional Fund Advisors LP3,186,8202026-03-31
State Street Corporation2,624,8942026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ASB $31.06 +1.37% 10.23 $5.15B 3.23%
AX $99.49 +3.77% 10.99 $5.66B 0.00%
CADECadence Bank $42.11 -1.66% 14.83 $7.85B 2.61%
FFIN $35.24 +0.09% 17.86 $5.05B 2.40%
HWC $77.60 +0.32% 13.55 $6.30B 2.81%

About IBOC

IBOC stock trades at $76.66 with a market capitalization of $4.77B. The stock is valued at a price-to-earnings (P/E) ratio of 10.83, price-to-book of 1.37, price-to-sales of 4.20. Over the past 52 weeks the stock has ranged between $62.56 and $77.82, and currently trades 1.5% below its 52-week high. It pays a dividend yielding 1.99%.

On profitability, IBOC generates a return on equity (ROE) of 12.67%, above the typical market average, return on capital employed of 15.99%, an operating margin of 49.34%, a net profit margin of 39.31%.

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