NASDAQ · Banks - Regional

Independent Bank Corporation (IBCP) Stock

$35.37 -1.09% NASDAQ: IBCP Financial Services

Valuation

MetricValue
Price$35.37
Market Cap$728.84M
P/E Ratio10.45
P/B Ratio1.42
P/S Ratio2.37
EPS (TTM)$3.27
52-Week High$39.24
52-Week Low$29.83
Dividend Yield3.08%

Financials & Margins

MetricValue
ROE14.12%
ROA1.27%
ROCE12.51%
Gross Margin25.71%
Operating Margin25.71%
Net Margin22.71%
Debt/Equity0.15
Current Ratio0.03

Annual Financials (USD)

Metric20212022202320242025
Revenue$207.0M$224.0M$284.0M$316.0M$315.0M
Operating Profit$77.0M$78.0M$74.0M$83.0M$81.0M
Net Profit$63.0M$63.0M$59.0M$67.0M$69.0M
EPS$2.88$2.97$2.79$3.16$3.27
Op Margin37.3%34.7%26.0%26.3%25.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.7B$5.0B$5.3B$5.3B$5.5B
Total Liabilities$4.3B$4.7B$4.9B$4.9B$5.0B
Cash$109.0M$74.0M$170.0M$120.0M$138.0M
Borrowings$109.0M$226.0M$129.0M$124.0M$117.0M

Latest News

Independent Bank Corporation Announces Date for Its Second Quarter 2026 Earnings Release GlobeNewswire · Jul 6, 2026 Why Independent Bank (IBCP) is a Top Dividend Stock for Your Portfolio Zacks · Jul 1, 2026 Independent Bank Corporation Announces Completion of the HCB Financial Corp. and Highpoint Community Bank Acquisition GlobeNewswire · Jul 1, 2026 Independent Bank (IBCP) Stock Sees Split Analyst Revisions As Fair Value Edges Lower Simply Wall St. · Jun 25, 2026 Independent Bank Says HCB Financial Shareholders Approve Merger MT Newswires · Jun 18, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$110.0M$95.0M$76.0M$63.0M$77.0M
Investing Cash Flow$-569.0M$-430.0M$-169.0M$-126.0M$-129.0M
Financing Cash Flow$462.0M$257.0M$238.0M$30.0M$95.0M
Net Cash Flow$-9.0M$-35.0M$95.0M$-50.0M$19.0M
Free Cash Flow$104.0M$89.0M$70.0M$55.0M$70.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.83
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y10.83%
Return 3Y105.28%
Return 5Y105.66%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $336.64 -1.11% 38.93 $4.94T 0.32%
MSFTMicrosoft Corporation $535.07 +2.38% 28.68 $3.97T 0.76%
GOOGLAlphabet Inc. $351.66 +0.97% 16.94 $4.26T 0.26%
AMZNAmazon.com, Inc. $262.43 +3.29% 19.82 $2.82T 0.00%
METAMeta Platforms, Inc. $718.67 -0.31% 27.93 $1.83T 0.28%

About Independent Bank Corporation

Independent Bank Corporation is led by CEO Gavin A. Mohr, employs 732 people, headquartered in US, publicly traded since 1985.

Independent Bank Corporation (IBCP) stock trades at $35.37 with a market capitalization of $728.84M. The stock is valued at a price-to-earnings (P/E) ratio of 10.45, price-to-book of 1.42, price-to-sales of 2.37. Over the past 52 weeks the stock has ranged between $29.83 and $39.24, and currently trades 9.9% below its 52-week high. It pays a dividend yielding 3.08%.

On profitability, Independent Bank Corporation generates a return on equity (ROE) of 14.12%, above the typical market average, return on capital employed of 12.51%, an operating margin of 25.71%, a net profit margin of 22.71%.

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