NCM · Banks - Regional

FS Bancorp, Inc. (FSBW) Stock

$44.10 -0.50% NCM: FSBW Financial Services

Valuation

MetricValue
Price$44.10
Market Cap$326.98M
P/E Ratio9.98
P/B Ratio1.04
P/S Ratio1.84
EPS (TTM)$4.28
52-Week High$45.85
52-Week Low$36.66
Dividend Yield2.62%

Financials & Margins

MetricValue
ROE10.75%
ROA1.05%
ROCE0.80%
Gross Margin20.64%
Operating Margin20.64%
Net Margin18.67%
Debt/Equity0.71
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$131.0M$134.0M$185.0M$204.0M$218.0M
Operating Profit$47.0M$37.0M$45.0M$42.0M$45.0M
Net Profit$37.0M$30.0M$36.0M$35.0M$33.0M
EPS$4.32$3.70$4.56$4.36$4.28
Op Margin36.2%27.6%24.4%20.4%20.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.3B$2.6B$3.0B$3.0B$3.2B
Total Liabilities$2.0B$2.4B$2.7B$2.7B$2.9B
Cash$37.0M$46.0M$90.0M$33.0M$14.0M
Borrowings$97.0M$242.0M$60.0M$355.0M$141.0M

Latest News

Is FS Bancorp (FSBW) a Great Value Stock Right Now? Zacks · Jun 23, 2026 FS Bancorp Appoints Matthew Mullet as CEO MT Newswires · Jun 1, 2026 FS Bancorp, Inc. Names Matt Mullet CEO GlobeNewswire · Jun 1, 2026 FS Bancorp (FSBW) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates Zacks · Apr 22, 2026 FS Bancorp (FSBW) Q1 Earnings Surpass Estimates Zacks · Apr 21, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$109.0M$185.0M$78.0M$51.0M$72.0M
Investing Cash Flow$-313.0M$-506.0M$76.0M$-106.0M$-227.0M
Financing Cash Flow$225.0M$197.0M$-31.0M$-186.0M$318.0M
Net Cash Flow$-65.0M$15.0M$24.0M$-34.0M$-3.0M
Free Cash Flow$107.0M$183.0M$76.0M$49.0M$52.0M

Valuation & Return Ratios

MetricValue
PEG Ratio2.67
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y8.23%
Return 3Y46.43%
Return 5Y39.69%

Ownership

Insiders Held8.60%
Institutions Held68.17%
Institutions Float Held74.59%
Institutional HolderSharesReport Date
T. Rowe Price Investment Management, Inc.997,9432026-03-31
Blackrock Inc.436,7872026-03-31
Dimensional Fund Advisors LP418,2882026-03-31
De Lisle Partners LLP391,6512026-03-31
Vanguard Capital Management LLC325,2532026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BCMLBayCom Corp $30.53 -1.01% 25.99 $333.06M 3.85%
CBANColony Bankcorp, Inc. $19.97 -1.67% 12.39 $422.53M 2.35%
COSOCoastalSouth Bancshares, Inc. $26.67 -0.86% 11.68 $320.99M 0.74%
CZFSCitizens Financial Services, Inc. $78.05 -1.77% 9.44 $375.03M 2.52%
CZNCCitizens & Northern Corp $24.94 -1.31% 17.37 $446.84M 4.37%

About FS Bancorp, Inc.

FS Bancorp, Inc. is led by CEO Joseph C. Adams, employs 567 people, headquartered in US, publicly traded since 2012.

FS Bancorp, Inc. (FSBW) stock trades at $44.10 with a market capitalization of $326.98M. The stock is valued at a price-to-earnings (P/E) ratio of 9.98, price-to-book of 1.04, price-to-sales of 1.84. Over the past 52 weeks the stock has ranged between $36.66 and $45.85, and currently trades 3.8% below its 52-week high. It pays a dividend yielding 2.62%.

On profitability, FS Bancorp, Inc. generates a return on equity (ROE) of 10.75%, return on capital employed of 0.80%, an operating margin of 20.64%, a net profit margin of 18.67%.

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