NYSE · Banks - Regional

First Carolina Financial Services, Inc. (FCBM) Stock

$12.73 -0.55% NYSE: FCBM Financial Services

Valuation

MetricValue
Price$12.73
Market Cap$385.03M
P/E Ratio31.82
P/B Ratio0.74
P/S Ratio3.69
EPS (TTM)$0.40
52-Week High$13.40
52-Week Low$12.17
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE2.81%
ROA0.32%
ROCE0.41%
Gross Margin60.33%
Operating Margin13.26%
Net Margin10.56%
Debt/Equity0.26
Current Ratio2.38

Annual Financials (USD)

Metric202320242025
Revenue$63.0M$72.0M$212.0M
Operating Profit$0$0$16.0M
Net Profit$20.0M$21.0M$12.0M
EPS$0.65$0.69$0.40
Op Margin0.0%0.0%7.3%

Balance Sheet (USD)

Metric202320242025
Total Assets$2.7B$3.0B$3.3B
Total Liabilities$2.5B$2.7B$3.0B
Cash$161.0M$168.0M$134.0M
Borrowings$63.0M$163.0M$138.0M

Latest News

First Carolina Financial Services Rings NYSE Closing Bell to Celebrate Initial Public Offering Business Wire · Jun 22, 2026 Sector Update: Financial Stocks Ease Thursday Afternoon MT Newswires · Jun 18, 2026 First Carolina Financial Services Announces Pricing of Initial Public Offering Business Wire · Jun 18, 2026

Cash Flow (USD)

Metric202320242025
Operating Cash Flow$-31.0M$62.0M$36.0M
Investing Cash Flow$-531.0M$-352.0M$-327.0M
Financing Cash Flow$586.0M$198.0M$253.0M
Net Cash Flow$31.0M$7.0M$-34.0M
Free Cash Flow$-38.0M$57.0M$32.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.32
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y—
Return 3Y—
Return 5Y—

Ownership

Insiders Held19.02%
Institutions Held0.00%
Institutions Float Held0.00%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $338.46 -0.58% 38.93 $4.97T 0.32%
MSFTMicrosoft Corporation $535.97 +2.56% 28.68 $3.98T 0.76%
GOOGLAlphabet Inc. $351.25 +0.85% 16.94 $4.25T 0.26%
AMZNAmazon.com, Inc. $261.49 +2.92% 19.82 $2.81T 0.00%
METAMeta Platforms, Inc. $719.56 -0.18% 27.93 $1.83T 0.28%

About First Carolina Financial Services, Inc.

First Carolina Financial Services, Inc. is headquartered in US.

First Carolina Financial Services, Inc. (FCBM) stock trades at $12.73 with a market capitalization of $385.03M. The stock is valued at a price-to-earnings (P/E) ratio of 31.82, price-to-book of 0.74, price-to-sales of 3.69. Over the past 52 weeks the stock has ranged between $12.17 and $13.40, and currently trades 5.0% below its 52-week high.

On profitability, First Carolina Financial Services, Inc. generates a return on equity (ROE) of 2.81%, return on capital employed of 0.41%, an operating margin of 13.26%, a net profit margin of 10.56%.

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