What is EML Payments Limited (EMCHF) stock price today?

EML Payments Limited (EMCHF) is currently trading at $0.21, up 0% today.

What is EMCHF P/E ratio?

EML Payments Limited's P/E ratio is -1.91. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is EMCHF return on equity (ROE)?

EML Payments Limited's return on equity (ROE) is -45.17%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is EML Payments Limited's market cap?

EML Payments Limited has a market capitalization of $82.59M.

OTC · Specialty Business Services

EML Payments Limited (EMCHF) Stock

$0.21 +0.00% OTC: EMCHF Industrials

EML Payments Ltd. engages in the provision of payment solutions and financial services.

Valuation

Metric	Value
Price	$0.21
Market Cap	$82.59M
P/E Ratio	-1.91
P/B Ratio	0.85
P/S Ratio	0.81
EPS (TTM)	$-0.14
52-Week High	$0.70
52-Week Low	$0.21
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	-45.17%
ROA	-2.25%
ROCE	-4.55%
Gross Margin	44.22%
Operating Margin	-85.76%
Net Margin	-42.55%
Debt/Equity	0.59
Current Ratio	15.88

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$192.0M	$233.0M	$254.0M	$168.0M	$158.0M
Operating Profit	$7.0M	$8.0M	$-34.0M	$-56.0M	$-108.0M
Net Profit	$-29.0M	$-5.0M	$-285.0M	$-26.0M	$-53.0M
EPS	$-0.08	$-0.01	$-0.76	$-0.03	$-0.14
Op Margin	3.5%	3.3%	-13.3%	-33.2%	-68.4%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$2.3B	$2.7B	$3.0B	$2.5B	$2.7B
Total Liabilities	$1.9B	$2.2B	$2.8B	$2.3B	$2.5B
Cash	$141.0M	$74.0M	$71.0M	$43.0M	$59.0M
Borrowings	$45.0M	$91.0M	$98.0M	$91.0M	$54.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$47.0M	$263.0M	$392.0M	$14.0M	$17.0M
Investing Cash Flow	$-39.0M	$-98.0M	$-13.0M	$-43.0M	$33.0M
Financing Cash Flow	$1.0M	$-2.0M	$-2.0M	$-2.0M	$-5.0M
Net Cash Flow	$23.0M	$-68.0M	$-2.0M	$-28.0M	$16.0M
Free Cash Flow	$34.0M	$249.0M	$380.0M	$5.0M	$11.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.01
EV / EBITDA	-102.16
FCF Yield	52.19%
Quick Ratio	15.88
Interest Coverage	-21.53
Return 1Y	-69.64%
Return 3Y	-62.53%
Return 5Y	—

Ownership

Insiders Held3.98%

Institutions Held51.19%

Institutions Float Held53.30%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$313.33	+0.29%	37.72	$4.60T	0.34%
MSFTMicrosoft Corporation	$499.99	+0.03%	22.95	$3.71T	0.94%
GOOGLAlphabet Inc.	$354.30	-0.96%	27.68	$4.29T	0.23%
AMZNAmazon.com, Inc.	$274.48	+0.82%	28.76	$2.95T	0.00%
METAMeta Platforms, Inc.	$592.10	+0.37%	21.47	$1.51T	0.35%

About EML Payments Limited

EML Payments Ltd. engages in the provision of payment solutions and financial services. It operates through the following segments: Gift & Incentive (G&I), General Purpose Reloadable (GPR), Digital Payments (DP), and Group. The Gift & Incentive (G&I) products provides single load gift cards for shopping malls and incentive programs across the world. The General Purpose Reloadable segment includes reloadable cards to a variety of industries including, but not limited to Government, Salary Packaging, Gaming and Digital Banking. The Digital Payments segment focuses on the payment options for consumers. Its operations include funds disbursement, social and welfare payments, loyalty and rewards programs, loan disbursements, corporate expenses, procurement, and salary packaging. The company was founded in 2001 and is headquartered in Brisbane, Australia.

EML Payments Limited is headquartered in AU.

EML Payments Limited (EMCHF) stock trades at $0.21 with a market capitalization of $82.59M. The stock is valued at a price-to-earnings (P/E) ratio of -1.91, price-to-book of 0.85, price-to-sales of 0.81. Over the past 52 weeks the stock has ranged between $0.21 and $0.70, and currently trades 70.0% below its 52-week high.

On profitability, EML Payments Limited generates a return on equity (ROE) of -45.17%, return on capital employed of -4.55%, an operating margin of -85.76%, a net profit margin of -42.55%.

Official website: www.emlpayments.com