What is Ellington Credit Company (EARN) stock price today?

Ellington Credit Company (EARN) is currently trading at $4.38, down 0.45% today.

What is EARN P/E ratio?

Ellington Credit Company's P/E ratio is -4.21. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is EARN return on equity (ROE)?

Ellington Credit Company's return on equity (ROE) is -20.38%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Ellington Credit Company's market cap?

Ellington Credit Company has a market capitalization of $164.55M.

NYSE · Asset Management

Ellington Credit Company (EARN) Stock

$4.38 -0.45% NYSE: EARN Financial Services

Valuation

Metric	Value
Price	$4.38
Market Cap	$164.55M
P/E Ratio	-4.21
P/B Ratio	1.07
P/S Ratio	3.05
EPS (TTM)	$-0.38
52-Week High	$6.08
52-Week Low	$4.27
Dividend Yield	21.92%

Financials & Margins

Metric	Value
ROE	-20.38%
ROA	-10.04%
ROCE	-12.81%
Gross Margin	100.00%
Operating Margin	-52.35%
Net Margin	-71.96%
Debt/Equity	1.43
Current Ratio	0.35

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$2.0M	$-10.0M	$55.0M	$51.0M	$43.0M
Operating Profit	$-6.0M	$-30.0M	$5.0M	$7.0M	$-8.0M
Net Profit	$-6.0M	$-30.0M	$5.0M	$7.0M	$-14.0M
EPS	$-0.50	$-2.29	$0.31	$0.24	$-0.38
Op Margin	-291.3%	294.6%	8.2%	14.0%	-19.8%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.6B	$1.1B	$946.0M	$824.0M	$387.0M
Total Liabilities	$1.4B	$941.0M	$809.0M	$630.0M	$233.0M
Cash	$69.0M	$35.0M	$39.0M	$32.0M	$58.0M
Borrowings	$1.1B	$842.0M	$730.0M	$563.0M	$220.0M

Latest News

Ellington Credit Declares Monthly Common Dividend Business Wire · Jul 8, 2026 Ellington Credit Q1 Earnings Call Highlights MarketBeat · May 20, 2026 What To Expect From Ellington Credit Co (EARN) Q4 2026 Earnings GuruFocus.com · May 19, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$28.0M	$22.0M	$-10.0M	$9.0M	$541.0M
Investing Cash Flow	$-15.0M	$111.0M	$168.0M	$271.0M	$345.0M
Financing Cash Flow	$-43.0M	$67.0M	$21.0M	$-18.0M	$-4.0M
Net Cash Flow	$11.0M	$-34.0M	$4.0M	$-7.0M	$26.0M
Free Cash Flow	$28.0M	$22.0M	$-10.0M	$9.0M	$541.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-0.01
EV / EBITDA	-10.71
FCF Yield	116.23%
Quick Ratio	0.35
Interest Coverage	-3.40
Return 1Y	-11.30%
Return 3Y	-0.52%
Return 5Y	-17.16%

Ownership

Insiders Held1.38%

Institutions Held6.62%

Institutions Float Held6.72%

Institutional Holder	Shares	Report Date
Delphi Financial Group, Inc.	608,700	2026-03-31
Arrowstreet Capital, Limited Partnership	251,728	2026-03-31
Castlekeep Investment Advisors LLC	179,856	2026-03-31
Clear Harbor Asset Management, LLC	173,185	2026-03-31
Waverly Advisors, LLC	167,250	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
EFSI	$39.97	-1.26%	11.20	$216.33M	2.92%
INV	$2.82	-4.73%	-1.25	$174.25M	0.00%
MCGAYorkville Acquisition Corp.	$10.22	-0.10%	134.30	$182.24M	0.00%
MCGAUYorkville Acquisition Corp. Unit	$10.28	+0.10%	—	$180.95M	0.00%
MPV	$16.37	-0.30%	13.63	$176.36M	8.87%

About Ellington Credit Company

Ellington Residential Mortgage REIT functions as a real estate investment trust (REIT), with its core business focused on the acquisition, investment, and oversight of assets tied to residential mortgages and real estate. The company's holdings primarily include various Residential Mortgage-Backed Securities (RMBS), such as government-backed agency pools and agency Collateralized Mortgage Obligations (CMOs). Additionally, it invests in non-agency RMBS, which encompasses non-agency CMOs ranging from investment-grade to non-investment-grade ratings. Having opted for REIT tax treatment, the company benefits from an exemption from corporate income tax on the segment of its net earnings that are distributed to its investors. Ellington Residential Mortgage REIT was established in 2012 and is headquartered in Old Greenwich, Connecticut.

Ellington Credit Company is headquartered in US.

Ellington Credit Company (EARN) stock trades at $4.38 with a market capitalization of $164.55M. The stock is valued at a price-to-earnings (P/E) ratio of -4.21, price-to-book of 1.07, price-to-sales of 3.05. Over the past 52 weeks the stock has ranged between $4.27 and $6.08, and currently trades 28.0% below its 52-week high. It pays a dividend yielding 21.92%.

On profitability, Ellington Credit Company generates a return on equity (ROE) of -20.38%, return on capital employed of -12.81%, an operating margin of -52.35%, a net profit margin of -71.96%.

Official website: www.ellingtoncredit.com