NYSE · Financial - Mortgages

CNFinance Holdings Limited (CNF) Stock

$2.35 -0.63% NYSE: CNF Financial Services

CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities.

Valuation

MetricValue
Price$2.35
Market Cap$7.04M
P/E Ratio-0.01
P/B Ratio0.00
P/S Ratio-0.12
EPS (TTM)$-1334.20
52-Week High$8.80
52-Week Low$2.20
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-12.36%
ROA-4.59%
ROCE-7.66%
Gross Margin100.00%
Operating Margin127.07%
Net Margin117.08%
Debt/Equity0.96
Current Ratio0.27

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.4B$1.8B$1.8B$1.6B$626.0M
Operating Profit$94.0M$173.0M$206.0M$48.0M$-70.0M
Net Profit$65.0M$135.0M$165.0M$38.0M$-458.0M
EPS$19.00$360.00$440.00$11.00$-1334.20
Op Margin6.8%9.4%11.2%3.0%-11.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$14.4B$14.5B$16.4B$15.0B$10.3B
Total Liabilities$10.6B$10.5B$12.4B$11.0B$6.7B
Cash$2.4B$2.2B$2.5B$1.8B$792.0M
Borrowings$8.1B$7.9B$9.0B$6.0B$4.2B

Latest News

Asian Equities Traded in the US as American Depositary Receipts Rise in Monday Trading MT Newswires · Jul 20, 2026 Asian Equities Traded in the US as American Depositary Receipts Drop Sharply in Tuesday Trading MT Newswires · Jul 7, 2026 Asian Equities Traded in the US as American Depositary Receipts Rise Sharply in Wednesday Trading MT Newswires · Jun 17, 2026 Asian Equities Traded in the US as American Depositary Receipts Fall in Friday Trading MT Newswires · Jun 5, 2026 CNFinance Files Annual Report on Form 20-F for Fiscal Year 2025 PR Newswire · Apr 30, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$690.0M$919.0M$1.7B$757.0M$82.0M
Investing Cash Flow$-2.4B$-1.2B$-2.6B$-272.0M$3.2B
Financing Cash Flow$0$-37.0M$-102.0M$-5.0M$-2.0M
Net Cash Flow$271.0M$-459.0M$229.0M$-831.0M$-783.0M
Free Cash Flow$686.0M$829.0M$1.6B$749.0M$79.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.00
EV / EBITDA0.00
FCF Yield0.00%
Quick Ratio0.27
Interest Coverage-0.14
Return 1Y-68.24%
Return 3Y-92.42%
Return 5Y-93.34%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABTS $1.03 +1.05% -3.19 $2.44M 0.00%
ATIIArchimedes Tech SPAC Partners II Co. Ordinary Shares $10.68 -0.19% 36.70 $316.02M 0.00%
AURE $1.71 +0.59% -0.03 $541078 0.00%
CARVCarver Bancorp, Inc. $1.68 +14.29% -1.33 $8.56M 0.00%
GSIW $18.56 -5.55% -1412.00 $26.21M 0.00%

About CNFinance Holdings Limited

CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.

CNFinance Holdings Limited is headquartered in CN.

CNFinance Holdings Limited (CNF) stock trades at $2.35 with a market capitalization of $7.04M. The stock is valued at a price-to-earnings (P/E) ratio of -0.01, price-to-book of 0.00, price-to-sales of -0.12. Over the past 52 weeks the stock has ranged between $2.20 and $8.80, and currently trades 73.3% below its 52-week high.

On profitability, CNFinance Holdings Limited generates a return on equity (ROE) of -12.36%, return on capital employed of -7.66%, an operating margin of 127.07%, a net profit margin of 117.08%.

Official website: www.cashchina.cn

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