OTC · Insurance - Life

China Life Insurance Company Limited (CILJF) Stock

$3.52 +0.86% OTC: CILJF Financial Services

China Life Insurance Company Limited, along with its affiliated entities, serves as a primary life insurance provider within the People's Republic of China. The firm's business activities are structured into four key divisions: Life Insurance, Health Insurance, Accident Insurance, and a segment designated for Other Businesses.

Valuation

MetricValue
Price$3.52
Market Cap$165.18B
P/E Ratio7.96
P/B Ratio1.92
P/S Ratio2.21
EPS (TTM)$0.44
52-Week High$4.67
52-Week Low$2.61
Dividend Yield5.11%

Financials & Margins

MetricValue
ROE24.72%
ROA1.88%
ROCE2.15%
Gross Margin100.00%
Operating Margin31.88%
Net Margin27.82%
Debt/Equity0.46
Current Ratio0.02

Annual Financials (USD)

Metric20212022202320242025
Revenue$848.1B$822.3B$396.5B$512.2B$605.1B
Operating Profit$50.3B$24.0B$52.0B$115.2B$181.6B
Net Profit$50.8B$32.1B$51.2B$106.9B$154.1B
EPS$1.80$1.14$0.75$3.78$5.45
Op Margin5.9%2.9%13.1%22.5%30.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.89T$5.25T$5.89T$6.77T$7.59T
Total Liabilities$4.40T$4.81T$5.42T$6.25T$6.98T
Cash$60.4B$127.6B$149.6B$86.5B$143.3B
Borrowings$55.9B$49.3B$49.0B$49.3B$36.8B

Latest News

China Life Insurance Co Ltd (CILJF) Q1 2026 Earnings Call Highlights: Strong New Business ... GuruFocus.com · Apr 30, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$286.4B$352.0B$388.2B$378.8B$459.9B
Investing Cash Flow$-399.2B$-168.0B$-432.3B$-358.6B$-550.4B
Financing Cash Flow$137.7B$-86.1B$84.1B$-59.8B$183.8B
Net Cash Flow$3.8B$67.1B$20.5B$-62.6B$56.9B
Free Cash Flow$281.0B$348.9B$384.1B$374.8B$456.9B

Valuation & Return Ratios

MetricValue
PEG Ratio0.31
EV / EBITDA7.63
FCF Yield51.69%
Quick Ratio0.02
Interest Coverage39.96
Return 1Y32.62%
Return 3Y160.04%
Return 5Y148.85%

Ownership

Insiders Held0.00%
Institutions Held50.18%
Institutions Float Held50.18%
Institutional HolderSharesReport Date
Atlas Capital Advisors LLC2852023-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAGIYAIA Group Limited $39.44 +0.79% 16.94 $101.61B 3.73%
ALIZFAllianz SE $473.38 +0.35% 13.71 $180.00B 4.25%
BACHFBank of China Limited $0.65 +0.00% 7.24 $209.44B 4.62%
BACHYBank of China Limited $16.54 +0.98% 7.24 $206.79B 5.20%
BCDRFBanco Santander, S.A. $13.35 -5.25% 10.98 $195.95B 2.17%

About China Life Insurance Company Limited

China Life Insurance Company Limited, along with its affiliated entities, serves as a primary life insurance provider within the People's Republic of China. The firm's business activities are structured into four key divisions: Life Insurance, Health Insurance, Accident Insurance, and a segment designated for Other Businesses. It delivers a wide array of insurance products, such as critical illness coverage, annuity schemes, policies tailored for children, women, and retirement planning, general security, life policies, medical care coverage, and accident protection. Founded in 1949, the company maintains its central operations in Beijing, China, and is a part of the broader China Life Insurance (Group) Company Limited.

China Life Insurance Company Limited is headquartered in CN.

China Life Insurance Company Limited (CILJF) stock trades at $3.52 with a market capitalization of $165.18B. The stock is valued at a price-to-earnings (P/E) ratio of 7.96, price-to-book of 1.92, price-to-sales of 2.21. Over the past 52 weeks the stock has ranged between $2.61 and $4.67, and currently trades 24.6% below its 52-week high. It pays a dividend yielding 5.11%.

On profitability, China Life Insurance Company Limited generates a return on equity (ROE) of 24.72% — well above the market average, a sign of a high-quality business, return on capital employed of 2.15%, an operating margin of 31.88%, a net profit margin of 27.82%.

In its most recent fiscal year, China Life Insurance Company Limited reported annual revenue of $605.1B, net profit of $154.1B, revenue has compounded at -5.8% a year over the last five years, profit at 25.1% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.46 — a conservative balance sheet with little leverage risk, a current ratio of 0.02, total assets of $7.59T, $143.3B in cash and equivalents.

CILJF has an average daily trading volume of 13,696 shares, a beta of 0.87.

Official website: www.e-chinalife.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides