NYSE · Software - Application

CoreCard Corporation (CCRD) Stock

$23.60 -2.96% NYSE: CCRD Technology

CoreCard Corporation (CCRD) provides specialized technological platforms and processing capabilities for the financial technology and services industry, operating across the United States, the European Union, and the Middle East. The company architects, develops, and distributes a comprehensive software portfolio tailored for a diverse client base.

Valuation

MetricValue
Price$23.60
Market Cap$183.90M
P/E Ratio48.16
P/B Ratio3.26
P/S Ratio5.36
EPS (TTM)$0.49
52-Week High$31.99
52-Week Low$16.36
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE7.05%
ROA5.48%
ROCE9.34%
Gross Margin44.53%
Operating Margin15.96%
Net Margin11.35%
Debt/Equity0.06
Current Ratio3.70

Annual Financials (USD)

Metric20202021202220232024
Revenue$36.0M$48.0M$70.0M$56.0M$57.0M
Operating Profit$11.0M$12.0M$20.0M$5.0M$7.0M
Net Profit$8.0M$9.0M$14.0M$3.0M$5.0M
EPS$0.91$1.03$1.61$0.40$0.67
Op Margin31.5%24.2%28.6%9.5%11.4%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$57.0M$58.0M$63.0M$64.0M$62.0M
Total Liabilities$13.0M$14.0M$10.0M$11.0M$11.0M
Cash$38.0M$29.0M$20.0M$27.0M$19.0M
Borrowings$2.0M$3.0M$2.0M$1.0M$2.0M

Latest News

Yokohama Financial Group, Inc. - Unsponsored ADR (CRDIY) Is a Great Choice for 'Trend' Investors, Here's Why Zacks · Jul 10, 2026

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$21.0M$9.0M$10.0M$17.0M$6.0M
Investing Cash Flow$-15.0M$-14.0M$-22.0M$-12.0M$-10.0M
Financing Cash Flow$-2.0M$-10.0M$-5.0M$-4.0M$-8.0M
Net Cash Flow$12.0M$-9.0M$-9.0M$7.0M$-7.0M
Free Cash Flow$14.0M$3.0M$1.0M$12.0M$1.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.11
EV / EBITDA22.74
FCF Yield4.14%
Quick Ratio3.70
Interest Coverage0.00
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AEYE $5.92 +4.43% -29.64 $73.97M 0.00%
DUOT $9.24 +6.33% 48.92 $272.98M 0.00%
EXFY $1.79 +3.78% -4.96 $172.14M 0.00%
IMMR $7.60 +2.70% -30.60 $252.26M 3.90%
LAWRRobot Consulting Co., Ltd. ADS $3.75 +0.00% -49.92 $172.35M 0.00%

About CoreCard Corporation

CoreCard Corporation (CCRD) provides specialized technological platforms and processing capabilities for the financial technology and services industry, operating across the United States, the European Union, and the Middle East. The company architects, develops, and distributes a comprehensive software portfolio tailored for a diverse client base. This includes financial institutions, retailers, payment processors, program managers, and entities managing accounts receivable. Their solutions empower these organizations to manage an extensive array of financial products, such as various credit and debit cards, prepaid and private label cards, fleet cards, buy-now-pay-later (BNPL) offerings, customer loyalty programs, and both accounts receivable and loan transactions. CoreCard's software enables businesses to launch and administer a wide range of transaction accounts and card issuance programs, encompassing both installment and revolving credit options. Its robust features allow for the setup and ongoing maintenance of account data, precise tracking of advances and payments, accurate assessment of fees, interest, and other charges, efficient resolution of disputes and chargebacks, systematic management of accounts receivable collections, generation of detailed reports, and seamless transaction settlement with financial institutions and network associations. Initially established in 1973, the company previously operated under the name Intelligent Systems Corporation until its rebranding to CoreCard Corporation in December 2021. Its corporate headquarters are located in Norcross, Georgia.

CoreCard Corporation is headquartered in US.

CoreCard Corporation (CCRD) stock trades at $23.60 with a market capitalization of $183.90M. The stock is valued at a price-to-earnings (P/E) ratio of 48.16, price-to-book of 3.26, price-to-sales of 5.36. Over the past 52 weeks the stock has ranged between $16.36 and $31.99, and currently trades 26.2% below its 52-week high.

On profitability, CoreCard Corporation generates a return on equity (ROE) of 7.05%, return on capital employed of 9.34%, an operating margin of 15.96%, a net profit margin of 11.35%.

Official website: www.corecard.com

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