What is Carver Bancorp, Inc. (CARV) stock price today?

Carver Bancorp, Inc. (CARV) is currently trading at $1.68, up 14.29% today.

What is CARV P/E ratio?

Carver Bancorp, Inc.'s P/E ratio is -1.33. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is CARV return on equity (ROE)?

Carver Bancorp, Inc.'s return on equity (ROE) is -25.93%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Carver Bancorp, Inc.'s market cap?

Carver Bancorp, Inc. has a market capitalization of $8.56M.

OTC · Banks - Regional

Carver Bancorp, Inc. (CARV) Stock

$1.68 +14.29% OTC: CARV Financial Services

Valuation

Metric	Value
Price	$1.68
Market Cap	$8.56M
P/E Ratio	-1.33
P/B Ratio	0.40
P/S Ratio	0.21
EPS (TTM)	$-1.29
52-Week High	$3.85
52-Week Low	$1.07
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	-25.93%
ROA	-1.02%
ROCE	-0.73%
Gross Margin	66.95%
Operating Margin	-11.83%
Net Margin	-16.84%
Debt/Equity	2.10
Current Ratio	5.33

Annual Financials (USD)

Metric	2022	2023	2024	2025	2026
Revenue	$30.0M	$31.0M	$41.0M	$37.0M	$41.0M
Operating Profit	$-1.0M	$-4.0M	$-3.0M	$-14.0M	$-7.0M
Net Profit	$-1.0M	$-4.0M	$-3.0M	$-14.0M	$-7.0M
EPS	$-0.24	$-1.03	$-0.61	$-2.65	$-1.29
Op Margin	-2.8%	-14.1%	-7.3%	-36.8%	-16.8%

Balance Sheet (USD)

Metric	2022	2023	2024	2025	2026
Total Assets	$735.0M	$723.0M	$757.0M	$730.0M	$671.0M
Total Liabilities	$680.0M	$678.0M	$714.0M	$700.0M	$647.0M
Cash	$61.0M	$43.0M	$59.0M	$50.0M	$46.0M
Borrowings	$30.0M	$64.0M	$57.0M	$29.0M	$52.0M

Latest News

Carver Bancorp, Inc. Stockholders Elect Keith Mestrich and Donald Felix to Board of Directors at Annual Meeting PR Newswire · May 22, 2026 Carver Bancorp, Inc. Announces Slate of Highly Qualified Director Candidates for 2026 Annual Meeting PR Newswire · Apr 27, 2026

Cash Flow (USD)

Metric	2022	2023	2024	2025	2026
Operating Cash Flow	$7.0M	$-11.0M	$-7.0M	$-13.0M	$-1.0M
Investing Cash Flow	$-79.0M	$-15.0M	$-20.0M	$15.0M	$53.0M
Financing Cash Flow	$72.0M	$-28.0M	$47.0M	$15.0M	$-82.0M
Net Cash Flow	$-15.0M	$-18.0M	$16.0M	$-9.0M	$-4.0M
Free Cash Flow	$7.0M	$-11.0M	$-7.0M	$-13.0M	$-1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-0.02
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	-35.87%
Return 3Y	-36.10%
Return 5Y	-87.63%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
ATONAlphaTON Capital Corp.	$0.29	+22.68%	-0.04	$666633	0.00%
CNFCNFinance Holdings Limited	$2.35	-0.63%	-0.01	$7.04M	0.00%
FLD	$0.49	-1.43%	-0.92	$24.88M	0.00%
GLBZGlen Burnie Bancorp	$4.54	+0.00%	-133.53	$13.26M	0.00%
GSIW	$18.56	-5.55%	-1412.00	$26.21M	0.00%

About Carver Bancorp, Inc.

Carver Bancorp, Inc., established in 1948 and headquartered in New York, New York, functions as the parent entity for Carver Federal Savings Bank. This financial institution offers a broad spectrum of consumer and commercial banking services to a diverse clientele, including individuals, businesses, non-profit organizations, and various governmental and quasi-governmental agencies, primarily operating within New York. Its deposit offerings encompass a variety of options such as checking, savings, and term deposits, alongside traditional passbook and statement accounts, Certificates of Deposit, and Individual Retirement Accounts. On the lending side, the bank provides financing for one-to-four family residences, multi-family properties, and commercial real estate. It also extends credit for construction projects, offers business loans (including those supported by the Small Business Administration), and provides consumer and other types of loans. Beyond these core services, Carver Bancorp delivers additional consumer and commercial banking solutions. These include debit cards, online account opening and banking, online bill payment, and telephone banking. The company further facilitates essential financial transactions like check cashing, wire transfers, bill payment services, reloadable prepaid cards, and money orders. Operationally, the company maintains one central administrative office, seven physical branch locations, and four automated teller machines (ATMs).

Carver Bancorp, Inc. is headquartered in US.

Carver Bancorp, Inc. (CARV) stock trades at $1.68 with a market capitalization of $8.56M. The stock is valued at a price-to-earnings (P/E) ratio of -1.33, price-to-book of 0.40, price-to-sales of 0.21. Over the past 52 weeks the stock has ranged between $1.07 and $3.85, and currently trades 56.4% below its 52-week high.

On profitability, Carver Bancorp, Inc. generates a return on equity (ROE) of -25.93%, return on capital employed of -0.73%, an operating margin of -11.83%, a net profit margin of -16.84%.

Official website: www.carverbank.com