American Riviera Bancorp (ARBV) Stock

About American Riviera Bancorp

American Riviera Bancorp (ARBV) operates as a community bank, delivering a diverse range of financial products and services to both businesses and individual consumers across California. Clients can access a diverse portfolio of deposit products, ranging from standard checking and savings accounts to money market accounts, individual retirement arrangements, and certificates of deposit. The bank also extends an extensive array of financing options. These include various forms of consumer credit like auto, boat, airplane, single-family residence, and home improvement loans, alongside home equity lines of credit. For commercial clients, it offers financing for business acquisition, partner buyouts, equipment, agriculture, commercial real estate, multi-family properties, condominiums, and land. Other lending products encompass overdraft protection, term loans, special purpose financing, standby letters of credit, temporary bridge loans, and credit lines secured by assets or provided to trusts. Complementing its core financial services, ARBV provides a suite of modern banking and ancillary offerings, such as online and mobile banking, remote deposit capture, wire transfers, merchant and payroll services, and ATM access. It also supplies safe deposit boxes and issues debit and credit cards. A network of full-service branches serves communities in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles. Established in 2006, the bank maintains its corporate headquarters in Santa Barbara, California.

American Riviera Bancorp is headquartered in US.

American Riviera Bancorp (ARBV) stock trades at $27.80 with a market capitalization of $159.85M. The stock is valued at a price-to-earnings (P/E) ratio of 11.30, price-to-book of 1.22, price-to-sales of 2.25. Over the past 52 weeks the stock has ranged between $20.20 and $28.28, and currently trades 1.7% below its 52-week high.

On profitability, American Riviera Bancorp generates a return on equity (ROE) of 11.29%, return on capital employed of 10.73%, an operating margin of 25.38%, a net profit margin of 19.79%.

Official website: www.americanriviera.bank